Meet Cost

Private Student Loans for Undergraduates


START Undergraduate Loan
Whether you've just graduated from high school or you're going back to college, the START Undergraduate Loan could be for you.
Students enrolled at least half-time can borrow from $1,500 to the estimated annual program expense at your school ($30,000 annual maximum, $130,000 aggregate maximum).
Three repayment options available — including full deferral of both principal plus interest until six months after you graduate or leave schools!
For more information and rates:
download the START Undergraduate brochure
(PDF format)
  Apply: START Private Education Loanor dial 1-866-230-4578

Loan Benefits and Advantages
competitive interest rates
fast, easy, no hassle application
no application fees or other out-of-pocket fees
funding in as few as 5 business days from receipt of completed application
preliminary approval in as little as 15 minutes if applying by web or phone
repayment may be deferred until after graduation
no prepayment penalty
available for past due tuition balances, too
funds disbursed directly to you!

Loan Limits

borrow annually up to the lesser of $30,000 or the estimated annual cost of attendance
$130,000 aggregate maximum borrowing limit
$1,500 minimum loan amount

Repayment Options
choose from 3 different repayment options, including payment deferral until six months after you graduate or cease to be enrolled in school at least half-time
favorable repayment terms*
no pre-payment penalties
minimum monthly payment of $25*
  *Open the START PDF Undergraduate brochure and view the repayment examples on page 5 of the brochure

Loan Eligibility
an undergraduate student enrolled in a degree or certificate program
enrolled at least half-time as defined by your school
attending a TERI-approved school* (call 1-800-255-TERI) to confirm eligibility of school)
proof of enrollment must be provided
  *TERI is the guarantor of the START Undergraduate Loan and approves all participating schools

Credit Guidelines
You must meet the credit guidelines below
(a co-signer may be required):
satisfactory credit history, residence and employment history of at least two years
proof of current income
if self-employed, verifiable business income for at least two years
U.S. citizen or permanent resident and have resided in the U.S. for the previous two years

international students must apply with a qualified credit-worthy U.S. citizen or permanent resident co-signer

Deferment Options
immediate repayment:
pay principal and interest in a fixed monthly amount beginning approximately 45 days after funds are disbursed.
interest-only payments:
defer principal and pay only interest while you are enrolled in school for up to four consecutive years (up to five years if enrolled in a five-year program).

Interest payments begin approximately 45 days after disbursement. Repayment of principal and interest begins approximately 45 days after you graduate or cease to be enrolled at least half-time

deferred principal and interest repayment:
make no payment while in school for up to four consecutive years (up to five years if enrolled in a five-year program).

Repayment of principal and interest begins approximately 180 days after you graduate or cease to be enrolled at least half time in school. Deferred interest is capitalized quarterly prior to repayment and once at repayment.

  More information and repayment charts available:
click here

Apply Online Now: click here
or answer your questions at: 866-230-4578

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